Income Ally
Sign in →
Former tenants

Former-tenant debt, ordered by what lapses first

Most systems will tell you about limitation in a report somebody runs every few months. By then some of it has gone.

Pricing

What it does

Former tenants, in detail

A computed date on every debt

The six-year date is computed for every former-tenant debt from the latest of last payment, last arrangement or tenancy end. Every chasing rule stops past it, and a configurable window before it gives the team time to act while acting is still possible.

How long can a landlord chase former tenant arrears? →

Acknowledgements dated by when the tenant acknowledged

A written acknowledgement signed by the debtor restarts the period. An officer can record it, dated by when the tenant acknowledged rather than when it was typed in.

Our own letters do not restart the clock, and the product does not pretend they do.

Sorted by what lapses first, not by size

The largest balance is rarely the most urgent one. What matters is which debts stop being enforceable this quarter, which is a different list.

It keeps reporting inside a moratorium

One deliberate exception to the hold rules: a statutory deadline does not pause for a moratorium, so an account whose right to enforce is about to lapse keeps saying so. Silence there loses the debt.

A DRO ending is a decision, not a date

A Debt Relief Order or bankruptcy hold keeps chasing suppressed past its end date until a named person records a decision, because the debt may have been discharged. The expiry surfaces as a review, never as a release.

Where this stops

What it does not do

It computes from the dates it holds

A payment or acknowledgement recorded nowhere cannot move the date.

Whether a document is an acknowledgement is a legal judgement

Section 30(1) of the Limitation Act 1980 requires writing signed by the debtor. The product records what you tell it.

It does not pursue anything

No tracing, no agency instruction, no litigation. It tells you what is still enforceable and what is not.

The rest of it

Elsewhere in the platform

Start with the book you already have

One patch, one team, your own data loaded.

Sign in